Banking & Finance

The Firm’s banking and finance practice has traditionally been dedicated to institutional clients, including leading Italian and foreign banking groups, financial intermediaries, national and international boutiques and investment funds, and family offices. Over the years, Giovanardi Studio Legale has handled important financing and structured finance transactions, many of which have been innovative, which has set it apart for its ability to respond to clients’ needs in addressing problematic complex legal issues, which have been resolved by closely working together with the lawyers from its other departments.

The Firm provides consolidated experience in acquisitions and refinancing of financial or commercial receivables. Following entry into force of Italian Law 130/1999, it has been consistently worked alongside national and international operators in the secondary credit market, so as to take advantage of the opportunities offered by the continual legislative and regulatory changes.

Giovanardi Studio Legale assists the foremost banking and non-banking financial intermediaries in Italy operating in the factoring and leasing sectors, right from the very launch of such products on the domestic market, by contributing to their study and implementation including in both ordinary and distressed situations.

The Firm renders assistance to banks and industrial, commercial and financial companies in the various forms of corporate lending, corporate lending transactions and in the structuring of the relevant collateral, in relation to the negotiation and drafting phases as well as throughout their entire structuring, implementation and subsequent performance.

Lastly, Giovanardi Studio Legale assists its clients in the negotiation and drafting of bank loan agreements, whether bilateral, club deals or syndicated, for a wide range of purposes, ranging from the acquisition of share packages or business units including leverage & acquisition finance and corporate finance,to the acquisition of movable or real estate assets. It also deals with the negotiation and drafting of agreements on senior and junior financing or mezzanine financing, project financing, lease agreements, sale and lease backagreements, financial guarantees, autonomous guarantees, escrow, sureties, letters of credit, letters of patronage, pledges and mortgages and their revision, reorganisation and restructuring, in close cooperation with the teams specialised in extraordinary transactions, real estate and bankruptcy proceedings..